Knowing Where You Stand
Elevation Certificate (Flood Certification)
An Elevation Certificate, also commonly referred to as a Flood Certification, is a process required by FEMA as part of the National Flood Insurance Program (NFIP) for floodplain management and proper rating of buildings and improvements for flood insurance coverage. If you would like to learn more, you can review a copy of the Elevation Certificate form and instructions on the FEMA website.
The National Flood Hazard Layer (NFHL) is a geospatial data set derived from Flood Insurance Rate Maps (FIRM) and Letters of Map Amendment (LOMA). This data is used to derive Base Flood Elevation (BFE) and Special Flood Hazard Area (SFHA) information for your certificate and insurance purposes. You can access maps and learn more about this data by visiting FEMA’s website.
Letter of Map Change (LOMC)
A Letter of Map Change (LOMC) is a general term referring to amendments and revisions to FEMA maps that can be accomplished by letter. Some of these include Letter of Map Amendment (LOMA), Letter of Map Revision (LOMR), and Letter of Map Revision based on Fill (LOMR-F).
A LMOC provides methods for buildings and properties that are sufficiently above the Base Flood Elevation (BFE) to be removed from a SFHA. A LMOC generally requires a Flood Certificate to be completed also.
Where to Begin
If you have been told that you need an Elevation Certificate or a Letter of Map Change, we can guide you through the process. Please note, the best way to keep your project on time and on budget is to order your survey as far in advance as possible. Follow the link below to submit your information for an estimate, or give us a call.